Is $100 A Day Enough For NYC?

Welcome to New York City, where the hustle and bustle never stops! In this article, we will explore whether $100 a day is enough to survive in the Big Apple. With expensive rent, high food prices, and countless tempting attractions, you may be wondering if your budget can handle it all. Let’s dive in and see if living on $100 a day in NYC is doable. Get ready for an exciting ride through the streets of the city that never sleeps!

Is $100 A Day Enough For NYC?

Have you ever wondered if $100 a day is enough to survive in the city that never sleeps? New York City is known for its high cost of living, but is it possible to make it work on a tight budget? Let’s break down the costs and see if $100 a day can cover your expenses in NYC.

Cost of Living in NYC

New York City is one of the most expensive cities in the world to live in. From sky-high rent prices to costly meals, the cost of living in NYC can be quite daunting. Before we delve into whether $100 a day is enough, let’s take a look at some of the basic expenses you’ll encounter in the city.


Rent is one of the biggest expenses you’ll face in NYC. The average rent for a one-bedroom apartment in Manhattan is around $3,500 per month. If you’re looking to live in a more affordable borough like Brooklyn or Queens, you can expect to pay around $2,000 to $2,500 per month for a one-bedroom apartment.

Tip: Consider living with roommates or in a shared apartment to lower your rent costs.


New York City is known for its diverse food scene, but dining out can quickly add up. The average cost of a meal at a mid-range restaurant in NYC is around $15 to $25 per person. If you’re looking to save money, consider cooking at home or finding affordable dining options in the city.

Tip: Take advantage of happy hour specials and lunch deals to save money on meals.


Getting around in NYC can be expensive, especially if you rely on taxis or ride-sharing services. The cost of a single subway ride is $2.75, and a monthly unlimited MetroCard costs $127. If you’re planning to use public transportation frequently, consider investing in a monthly MetroCard to save money.

Tip: Walk or bike whenever possible to save money on transportation costs.

Can You Survive on $100 a Day in NYC?

Now that we’ve covered some of the basic expenses you’ll encounter in NYC, let’s explore whether $100 a day is enough to survive in the city.

Daily Expenses

If you break down $100 a day, you’re looking at around $3,000 per month. Let’s look at how that budget would break down for daily expenses:

  • Rent: $2,000 (average cost for a one-bedroom apartment in Brooklyn)
  • Food: $20 (eating out once a day)
  • Transportation: $10 (using public transportation)
  • Miscellaneous: $10 (additional expenses like toiletries, entertainment, etc.)

Based on these estimates, you would be left with around $60 per day for other expenses or savings. While it’s possible to survive on $100 a day in NYC, it would require careful budgeting and prioritizing your expenses.

Budgeting Tips

If you’re looking to make $100 a day work in NYC, here are some budgeting tips to help you stretch your budget:

  1. Track Your Expenses: Keep track of your spending to identify areas where you can cut back.
  2. Cook at Home: Save money by cooking your meals at home instead of eating out.
  3. Take Advantage of Free Activities: NYC offers plenty of free activities, from parks to museums, so take advantage of these to save money on entertainment.
  4. Shop Smart: Look for deals and discounts when shopping for groceries or essentials to save money.

Alternatives to $100 a Day

If you find that $100 a day is too tight of a budget for NYC, there are alternative options to consider:

Side Hustles

Consider taking on a side hustle to supplement your income. From freelance work to part-time gigs, there are plenty of opportunities to earn extra money in NYC.

Tip: Explore platforms like TaskRabbit, Fiverr, or Upwork to find freelance opportunities.


Living with roommates can significantly lower your rent costs. Consider finding a shared apartment or room in NYC to split expenses and make your budget more manageable.

Tip: Look for roommates who share your interests and lifestyle to ensure a good living situation.

Remote Work

With the rise of remote work, consider finding a job that allows you to work from home or anywhere. Remote work can provide flexibility and potentially higher earning opportunities.

Tip: Look for remote job opportunities on websites like FlexJobs or


In conclusion, while $100 a day may be enough to survive in NYC, it would require careful budgeting and prioritizing your expenses. With the high cost of living in the city, it’s essential to find creative ways to save money and make your budget work. Consider exploring side hustles, living with roommates, or finding remote work opportunities to supplement your income and make living in NYC more manageable. Remember, with proper planning and budgeting, you can make $100 a day work in the city that never sleeps.